IFSC Code of Icici Bank Limited, Punjaipuliampatti, Punjai Puliampatti, Tamil Nadu — ICIC0004640

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Punjaipuliampatti branch in Erode, Punjai Puliampatti, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Erode or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code ICIC0004640. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Punjaipuliampatti, Erode

Here are the main details that are associated with the IFSC Code ICIC0004640 of Icici Bank Limited for its branch located in Erode, within the district of Punjai Puliampatti in the state of Tamil Nadu.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Erode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004640 for the Punjaipuliampatti branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004640 is given to every bank branch, including Icici Bank Limited located in Punjaipuliampatti, Erode, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Erode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Erode and Punjai Puliampatti.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Punjaipuliampatti doesn't end up at another location.

Format of the IFSC Code ICIC0004640

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Punjaipuliampatti in Erode.

For example, the IFSC Code ICIC0004640 of Icici Bank Limited for the Punjaipuliampatti branch includes these elements, identifying the bank and the branch location in Erode and Tamil Nadu correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004640 of Icici Bank Limited for its Punjaipuliampatti branch located in Erode, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Erode and Punjai Puliampatti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Punjaipuliampatti or Erode to find the exact IFSC Code ICIC0004640.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Erode will provide accurate information.

How to Use IFSC Code ICIC0004640 for Online Transfers?

Once you have the IFSC Code ICIC0004640 for the Punjaipuliampatti branch of Icici Bank Limited in Erode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004640. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004640.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Punjaipuliampatti in Erode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Punjaipuliampatti, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Erode manage online transfers as well as cheque clearances with ease.