The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kangeyam, Tamil Nadu branch in Erode, Kangeyam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Erode or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0001557. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Kangeyam, Tamil Nadu, Erode

The table below shows the main details of the IFSC Code ICIC0001557 for the Icici Bank Limited branch in Erode, which falls under the Kangeyam district in Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001557
Branch Kangeyam, Tamil Nadu
City Erode
District Kangeyam
State Tamil Nadu
Address Icici Bank Ltd., Gangai Complex, D.No. 288/34, Chennimalai Road, Kangeyam Erode District, Tamilnadu.638701

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Erode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001557 for the Kangeyam, Tamil Nadu branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kangeyam, Tamil Nadu, Erode, Tamil Nadu, is provided with a unique IFSC like ICIC0001557 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Erode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Erode and Kangeyam.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Kangeyam, Tamil Nadu do not get mixed with another location.

Format of the IFSC Code ICIC0001557

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kangeyam, Tamil Nadu in Erode.

For example, the IFSC Code ICIC0001557 of Icici Bank Limited for the Kangeyam, Tamil Nadu branch has these elements, identifying the bank and the branch location in Erode and Tamil Nadu correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001557 of Icici Bank Limited for its Kangeyam, Tamil Nadu branch located in Erode, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Erode and Kangeyam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Kangeyam, Tamil Nadu or Erode to get the exact IFSC Code ICIC0001557.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Erode, then it will provide you proper information.

How to Use IFSC Code ICIC0001557 for Online Transfers?

Once you have the IFSC Code ICIC0001557 for the Kangeyam, Tamil Nadu branch of Icici Bank Limited in Erode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001557. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001557.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kangeyam, Tamil Nadu in Erode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Kangeyam, Tamil Nadu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Erode manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kangeyam, Tamil Nadu, Erode?

The IFSC Code is ICIC0001557.

Is the IFSC Code ICIC0001557 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kangeyam, Tamil Nadu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kangeyam, Tamil Nadu branch?

The address of the branch is Icici Bank Ltd., Gangai Complex, D.No. 288/34, Chennimalai Road, Kangeyam Erode District, Tamilnadu.638701 located in Erode, Kangeyam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.