The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Thrippunithura Hill Palace Road branch in Ernakulam, Trippunithura, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0002674. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Thrippunithura Hill Palace Road, Ernakulam
Here are the key points that are associated with the IFSC Code ICIC0002674 of Icici Bank Limited for its branch located in Ernakulam, within the district of Trippunithura in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002674 |
| Branch | Thrippunithura Hill Palace Road |
| City | Ernakulam |
| District | Trippunithura |
| State | Kerala |
| Address | Icici Bank Ltd., Nediyath Square, Hill Palace Road, Market Junction, Thrippunithura, Ernakulam Dist, Kerala.682301 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ernakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002674 for the Thrippunithura Hill Palace Road branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Thrippunithura Hill Palace Road, Ernakulam, Kerala, is provided a unique IFSC like ICIC0002674 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Ernakulam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ernakulam and Trippunithura.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Thrippunithura Hill Palace Road do not get misguided to another person.
Format of the IFSC Code ICIC0002674
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thrippunithura Hill Palace Road in Ernakulam.
For example, the IFSC Code ICIC0002674 of Icici Bank Limited for the Thrippunithura Hill Palace Road branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0002674 of Icici Bank Limited for its Thrippunithura Hill Palace Road branch located in Ernakulam, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Ernakulam and Trippunithura, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Thrippunithura Hill Palace Road or Ernakulam to get the exact IFSC Code ICIC0002674.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ernakulam, you'll get the correct details.
How to Use IFSC Code ICIC0002674 for Online Transfers?
Once you have the IFSC Code ICIC0002674 for the Thrippunithura Hill Palace Road branch of Icici Bank Limited in Ernakulam, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002674. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002674.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Thrippunithura Hill Palace Road in Ernakulam may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Thrippunithura Hill Palace Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ernakulam manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thrippunithura Hill Palace Road Ernakulam branch is ICIC0002674.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Nediyath Square, Hill Palace Road, Market Junction, Thrippunithura, Ernakulam Dist, Kerala.682301.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.