IFSC Code of Icici Bank Limited, Pump Junction Aluva, Aluva, Kerala — ICIC0000289

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Pump Junction Aluva branch in Ernakulam, Aluva, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0000289. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Pump Junction Aluva, Ernakulam

Below in the table are the key details related to IFSC Code ICIC0000289 of Icici Bank Limited for its branch located in Ernakulam, within the district of Aluva in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ernakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000289 for the Pump Junction Aluva branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Pump Junction Aluva, Ernakulam, Kerala, are allotted a unique IFSC like ICIC0000289 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ernakulam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ernakulam and Aluva.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Pump Junction Aluva reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code ICIC0000289

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pump Junction Aluva in Ernakulam.

For example, the IFSC Code ICIC0000289 of Icici Bank Limited for the Pump Junction Aluva branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0000289 of Icici Bank Limited for its Pump Junction Aluva branch located in Ernakulam, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ernakulam and Aluva, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Pump Junction Aluva or Ernakulam to find the exact IFSC Code ICIC0000289.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Ernakulam will provide accurate information.

How to Use IFSC Code ICIC0000289 for Online Transfers?

Once you have the IFSC Code ICIC0000289 for the Pump Junction Aluva branch of Icici Bank Limited in Ernakulam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000289. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000289.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Pump Junction Aluva in Ernakulam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Pump Junction Aluva, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ernakulam manage online transfers as well as cheque clearances with ease.