Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Piravom branch in Ernakulam, Piravom, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0002673. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Piravom, Ernakulam

Below in the table are the key details related to IFSC Code ICIC0002673 of Icici Bank Limited for its branch located in Ernakulam, within the district of Piravom in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002673
Branch Piravom
City Ernakulam
District Piravom
State Kerala
Address Icici Bank Ltd., River Side Tower, Devi Pady, Near Mini Civil Station, Piravom Ernakulam Highway, Piravom, Kerala.686664

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ernakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002673 for the Piravom branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002673 is given to every bank branch, including Icici Bank Limited located in Piravom, Ernakulam, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Ernakulam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ernakulam and Piravom.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Piravom doesn't end up at another location.

Format of the IFSC Code ICIC0002673

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Piravom in Ernakulam.

For example, the IFSC Code ICIC0002673 of Icici Bank Limited for the Piravom branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0002673 of Icici Bank Limited for its Piravom branch located in Ernakulam, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Ernakulam and Piravom, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Piravom or Ernakulam to get the exact IFSC Code ICIC0002673.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ernakulam, then it will provide you proper information.

How to Use IFSC Code ICIC0002673 for Online Transfers?

Once you have the IFSC Code ICIC0002673 for the Piravom branch of Icici Bank Limited in Ernakulam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002673. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0002673.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Piravom in Ernakulam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Piravom, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ernakulam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Piravom, Ernakulam?

The IFSC Code is ICIC0002673.

Is the IFSC Code ICIC0002673 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Piravom?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Piravom branch?

The address of the branch is Icici Bank Ltd., River Side Tower, Devi Pady, Near Mini Civil Station, Piravom Ernakulam Highway, Piravom, Kerala.686664 located in Ernakulam, Piravom, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.