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IFSC Code of Icici Bank Limited, Infopark Phase Ii, Kakkanad, Kerala — ICIC0007229

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Infopark Phase Ii branch in Ernakulam, Kakkanad, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Ernakulam or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code ICIC0007229. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Infopark Phase Ii, Ernakulam

Here are the main details that are associated with the IFSC Code ICIC0007229 of Icici Bank Limited for its branch located in Ernakulam, within the district of Kakkanad in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007229
Branch Infopark Phase Ii
City Ernakulam
District Kakkanad
State Kerala
Address Icici Bank Ltd., Jyothimaya Building, Infopark Kochi, Phase Ii, Kakkanad, Kochi.682303, Kerala

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Ernakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007229 for the Infopark Phase Ii branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Infopark Phase Ii, Ernakulam, Kerala, are given a unique IFSC like ICIC0007229 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ernakulam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ernakulam and Kakkanad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Infopark Phase Ii goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0007229

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Infopark Phase Ii in Ernakulam.

For example, the IFSC Code ICIC0007229 of Icici Bank Limited for the Infopark Phase Ii branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007229 of Icici Bank Limited for its Infopark Phase Ii branch located in Ernakulam, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ernakulam and Kakkanad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Infopark Phase Ii or Ernakulam to get the exact IFSC Code ICIC0007229.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ernakulam, you'll get the correct details.

How to Use IFSC Code ICIC0007229 for Online Transfers?

Once you have the IFSC Code ICIC0007229 for the Infopark Phase Ii branch of Icici Bank Limited in Ernakulam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0007229. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007229.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Infopark Phase Ii in Ernakulam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Infopark Phase Ii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ernakulam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Infopark Phase Ii, Ernakulam?

The IFSC Code is ICIC0007229.

Is the IFSC Code ICIC0007229 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Infopark Phase Ii?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Infopark Phase Ii branch?

The address of the branch is Icici Bank Ltd., Jyothimaya Building, Infopark Kochi, Phase Ii, Kakkanad, Kochi.682303, Kerala located in Ernakulam, Kakkanad, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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