The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Pakyong branch in East Sikkim, Pakyong, Sikkim, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in East Sikkim or anywhere in Sikkim can transfer funds instantly by using the correct IFSC Code ICIC0004441. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Pakyong, East Sikkim
Here are the key points that are associated with the IFSC Code ICIC0004441 of Icici Bank Limited for its branch located in East Sikkim, within the district of Pakyong in the state of Sikkim.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004441 |
| Branch | Pakyong |
| City | East Sikkim |
| District | Pakyong |
| State | Sikkim |
| Address | Icici Bank Ltd., Pakyong Bazar, Near Pakyong Police Station, Gairi Bazaar, Pakyong, Dist. East Sikkim, Sikkim.737106 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in East Sikkim for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004441 for the Pakyong branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004441 is given to every bank branch, including Icici Bank Limited located in Pakyong, East Sikkim, Sikkim, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in East Sikkim.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like East Sikkim and Pakyong.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Sikkim and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Pakyong doesn't end up at another location.
Format of the IFSC Code ICIC0004441
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pakyong in East Sikkim.
For example, the IFSC Code ICIC0004441 of Icici Bank Limited for the Pakyong branch includes these elements, identifying the bank and the branch location in East Sikkim and Sikkim correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0004441 of Icici Bank Limited for its Pakyong branch located in East Sikkim, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in East Sikkim and Pakyong, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Pakyong or East Sikkim to find the exact IFSC Code ICIC0004441.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and East Sikkim will provide accurate information.
How to Use IFSC Code ICIC0004441 for Online Transfers?
Once you have the IFSC Code ICIC0004441 for the Pakyong branch of Icici Bank Limited in East Sikkim, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0004441. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004441.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Pakyong in East Sikkim, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Pakyong, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Sikkim to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004441.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Pakyong Bazar, Near Pakyong Police Station, Gairi Bazaar, Pakyong, Dist. East Sikkim, Sikkim.737106 located in East Sikkim, Pakyong, Sikkim.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.