IFSC Code of Icici Bank Limited, Gangtok, Gangtok, Sikkim — ICIC0000470

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Gangtok branch in East Sikkim, Gangtok, or Sikkim, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in East Sikkim or anywhere in Sikkim can transfer funds instantly by using the correct IFSC Code ICIC0000470. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gangtok, East Sikkim

Here are some of the key details that come with the IFSC Code ICIC0000470 of Icici Bank Limited for its branch located in East Sikkim, within the district of Gangtok in the state of Sikkim.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in East Sikkim for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000470 for the Gangtok branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Gangtok, East Sikkim, Sikkim, is provided a unique IFSC like ICIC0000470 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in East Sikkim.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like East Sikkim and Gangtok.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Sikkim and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Gangtok do not get misguided to another person.

Format of the IFSC Code ICIC0000470

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gangtok in East Sikkim.

For example, the IFSC Code ICIC0000470 of Icici Bank Limited for the Gangtok branch includes these elements, identifying the bank and the branch location in East Sikkim and Sikkim accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000470 of Icici Bank Limited for its Gangtok branch located in East Sikkim, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in East Sikkim and Gangtok, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Gangtok or East Sikkim to get the exact IFSC Code ICIC0000470.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and East Sikkim, you'll get the correct details.

How to Use IFSC Code ICIC0000470 for Online Transfers?

If you have the IFSC Code ICIC0000470 for the Gangtok branch of Icici Bank Limited in East Sikkim, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000470. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0000470.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Gangtok in East Sikkim, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gangtok, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Sikkim manage online transfers as well as cheque clearances with ease.