For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Williamnagar branch in East Garo Hills, William Nagar, Meghalaya, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in East Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code ICIC0002161. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Williamnagar, East Garo Hills

Here are the key points that are associated with the IFSC Code ICIC0002161 of Icici Bank Limited for its branch located in East Garo Hills, within the district of William Nagar in the state of Meghalaya.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002161
Branch Williamnagar
City East Garo Hills
District William Nagar
State Meghalaya
Address Icici Bank Ltd., Kusumkolgre, Opposite Rongrenggre Govt. H.S. School, Williamnagar East Garo Hills Dist., Meghalaya.794111

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in East Garo Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002161 for the Williamnagar branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Williamnagar, East Garo Hills, Meghalaya, is provided with a unique IFSC like ICIC0002161 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in East Garo Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like East Garo Hills and William Nagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Williamnagar do not get mixed with another location.

Format of the IFSC Code ICIC0002161

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Williamnagar in East Garo Hills.

For example, the IFSC Code ICIC0002161 of Icici Bank Limited for the Williamnagar branch includes these elements, identifying the bank and the branch location in East Garo Hills and Meghalaya accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0002161 of Icici Bank Limited for its Williamnagar branch located in East Garo Hills, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in East Garo Hills and William Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Williamnagar or East Garo Hills to get the exact IFSC Code ICIC0002161.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and East Garo Hills, then it will provide you proper information.

How to Use IFSC Code ICIC0002161 for Online Transfers?

Once you have the IFSC Code ICIC0002161 for the Williamnagar branch of Icici Bank Limited in East Garo Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0002161. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002161.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Williamnagar in East Garo Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Williamnagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Garo Hills manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Williamnagar, East Garo Hills?

The IFSC Code is ICIC0002161.

Is the IFSC Code ICIC0002161 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Williamnagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Williamnagar branch?

The address of the branch is Icici Bank Ltd., Kusumkolgre, Opposite Rongrenggre Govt. H.S. School, Williamnagar East Garo Hills Dist., Meghalaya.794111 located in East Garo Hills, William Nagar, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.