There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Bhaderwah branch in Doda, Bhaderwah, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Doda or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code ICIC0002559. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Bhaderwah, Doda
Here are the main details that are associated with the IFSC Code ICIC0002559 of Icici Bank Limited for its branch located in Doda, within the district of Bhaderwah in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002559 |
| Branch | Bhaderwah |
| City | Doda |
| District | Bhaderwah |
| State | Jammu And Kashmir |
| Address | Icici Bank Ltd., Opposite Bsnl Telephone Exchange, Link Road, Bhaderwah District Doda, Jammu Kashmir.182222 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Doda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002559 for the Bhaderwah branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002559 is given to every bank branch, including Icici Bank Limited located in Bhaderwah, Doda, Jammu And Kashmir, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Doda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Doda and Bhaderwah.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bhaderwah doesn't end up at another location.
Format of the IFSC Code ICIC0002559
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhaderwah in Doda.
For example, the IFSC Code ICIC0002559 of Icici Bank Limited for the Bhaderwah branch includes these elements, identifying the bank and the branch location in Doda and Jammu And Kashmir accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0002559 of Icici Bank Limited for its Bhaderwah branch located in Doda, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Doda and Bhaderwah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Bhaderwah or Doda to find the exact IFSC Code ICIC0002559.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Doda will provide accurate information.
How to Use IFSC Code ICIC0002559 for Online Transfers?
Once you have the IFSC Code ICIC0002559 for the Bhaderwah branch of Icici Bank Limited in Doda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0002559. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002559.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Bhaderwah in Doda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Bhaderwah, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Doda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002559.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Opposite Bsnl Telephone Exchange, Link Road, Bhaderwah District Doda, Jammu Kashmir.182222 located in Doda, Bhaderwah, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.