IFSC Code of Icici Bank Limited, Kalaghatagi, Hubli-Dharwad, Karnataka — ICIC0007856

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Kalaghatagi branch in Dharwad, Hubli-Dharwad, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0007856. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kalaghatagi, Dharwad

Here are some of the key details that come with the IFSC Code ICIC0007856 of Icici Bank Limited for its branch located in Dharwad, within the district of Hubli-Dharwad in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Dharwad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007856 for the Kalaghatagi branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kalaghatagi, Dharwad, Karnataka, is provided a unique IFSC like ICIC0007856 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Dharwad.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Dharwad and Hubli-Dharwad.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Kalaghatagi do not get misguided to another person.

Format of the IFSC Code ICIC0007856

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalaghatagi in Dharwad.

For example, the IFSC Code ICIC0007856 of Icici Bank Limited for the Kalaghatagi branch includes these elements, identifying the bank and the branch location in Dharwad and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0007856 of Icici Bank Limited for its Kalaghatagi branch located in Dharwad, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Dharwad and Hubli-Dharwad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Kalaghatagi or Dharwad to find the exact IFSC Code ICIC0007856.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Dharwad will provide accurate information.

How to Use IFSC Code ICIC0007856 for Online Transfers?

Once you have the IFSC Code ICIC0007856 for the Kalaghatagi branch of Icici Bank Limited in Dharwad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0007856. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007856.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kalaghatagi in Dharwad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kalaghatagi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dharwad manage their online transfers and cheque clearances easily.