For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Saraidhela Road Dhanbad, Jharkhand branch in Dhanbad, Dhanbad, Jharkhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0001411. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Saraidhela Road Dhanbad, Jharkhand, Dhanbad
The table below shows the main details of the IFSC Code ICIC0001411 for the Icici Bank Limited branch in Dhanbad, which falls under the Dhanbad district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001411 |
| Branch | Saraidhela Road Dhanbad, Jharkhand |
| City | Dhanbad |
| District | Dhanbad |
| State | Jharkhand |
| Address | Icici Bank Ltd., Shri Shyam Bhawan, Saraidhella Road, Dhanbad Dhanbad Dist., Jharkhand.828127 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Dhanbad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001411 for the Saraidhela Road Dhanbad, Jharkhand branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Saraidhela Road Dhanbad, Jharkhand, Dhanbad, Jharkhand, are allotted a unique IFSC like ICIC0001411 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dhanbad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dhanbad and Dhanbad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Saraidhela Road Dhanbad, Jharkhand reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code ICIC0001411
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saraidhela Road Dhanbad, Jharkhand in Dhanbad.
For example, the IFSC Code ICIC0001411 of Icici Bank Limited for the Saraidhela Road Dhanbad, Jharkhand branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001411 of Icici Bank Limited for its Saraidhela Road Dhanbad, Jharkhand branch located in Dhanbad, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Dhanbad and Dhanbad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Saraidhela Road Dhanbad, Jharkhand or Dhanbad to get the exact IFSC Code ICIC0001411.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Dhanbad, you'll get the correct details.
How to Use IFSC Code ICIC0001411 for Online Transfers?
Once you have the IFSC Code ICIC0001411 for the Saraidhela Road Dhanbad, Jharkhand branch of Icici Bank Limited in Dhanbad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001411. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001411.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Saraidhela Road Dhanbad, Jharkhand in Dhanbad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Saraidhela Road Dhanbad, Jharkhand, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhanbad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001411.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Shri Shyam Bhawan, Saraidhella Road, Dhanbad Dhanbad Dist., Jharkhand.828127 located in Dhanbad, Dhanbad, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.