Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Chirkunda, Jharkhand branch in Dhanbad, Chirkunda, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0001410. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Chirkunda, Jharkhand, Dhanbad

Here are the main details that are associated with the IFSC Code ICIC0001410 of Icici Bank Limited for its branch located in Dhanbad, within the district of Chirkunda in the state of Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001410
Branch Chirkunda, Jharkhand
City Dhanbad
District Chirkunda
State Jharkhand
Address Icici Bank Ltd., Haryana Colony, G.T.Road, Chirkunda, Dist Dhanbad, Jharkhand.828202

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Dhanbad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001410 for the Chirkunda, Jharkhand branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Chirkunda, Jharkhand, Dhanbad, Jharkhand, is provided with a unique IFSC like ICIC0001410 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Dhanbad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dhanbad and Chirkunda.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Chirkunda, Jharkhand do not get mixed with another location.

Format of the IFSC Code ICIC0001410

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chirkunda, Jharkhand in Dhanbad.

For example, the IFSC Code ICIC0001410 of Icici Bank Limited for the Chirkunda, Jharkhand branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001410 of Icici Bank Limited for its Chirkunda, Jharkhand branch located in Dhanbad, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Dhanbad and Chirkunda, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chirkunda, Jharkhand or Dhanbad to get the exact IFSC Code ICIC0001410.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Dhanbad, you'll get the correct details.

How to Use IFSC Code ICIC0001410 for Online Transfers?

Once you have the IFSC Code ICIC0001410 for the Chirkunda, Jharkhand branch of Icici Bank Limited in Dhanbad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001410. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001410.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Chirkunda, Jharkhand in Dhanbad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chirkunda, Jharkhand, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dhanbad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Chirkunda, Jharkhand, Dhanbad?

The IFSC Code is ICIC0001410.

Is the IFSC Code ICIC0001410 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Chirkunda, Jharkhand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chirkunda, Jharkhand branch?

The address of the branch is Icici Bank Ltd., Haryana Colony, G.T.Road, Chirkunda, Dist Dhanbad, Jharkhand.828202 located in Dhanbad, Chirkunda, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.