The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bagdogra branch in Darjiling, Bagdogra, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0002550. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Bagdogra, Darjiling

Here are the key points that are associated with the IFSC Code ICIC0002550 of Icici Bank Limited for its branch located in Darjiling, within the district of Bagdogra in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002550
Branch Bagdogra
City Darjiling
District Bagdogra
State West Bengal
Address Icici Bank Ltd., Station More, Lower Bagdogra, Nh 31, P.O. Bagdogra, Dist Darjeeling, West Bengal - 734014

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Darjiling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002550 for the Bagdogra branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bagdogra, Darjiling, West Bengal, is provided with a unique IFSC like ICIC0002550 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Darjiling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Darjiling and Bagdogra.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Bagdogra do not get mixed with another location.

Format of the IFSC Code ICIC0002550

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bagdogra in Darjiling.

For example, the IFSC Code ICIC0002550 of Icici Bank Limited for the Bagdogra branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002550 of Icici Bank Limited for its Bagdogra branch located in Darjiling, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Darjiling and Bagdogra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bagdogra or Darjiling to get the exact IFSC Code ICIC0002550.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Darjiling, you'll get the correct details.

How to Use IFSC Code ICIC0002550 for Online Transfers?

Once you have the IFSC Code ICIC0002550 for the Bagdogra branch of Icici Bank Limited in Darjiling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0002550. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002550.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Bagdogra in Darjiling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bagdogra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjiling to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bagdogra, Darjiling?

The IFSC Code is ICIC0002550.

Is the IFSC Code ICIC0002550 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bagdogra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bagdogra branch?

The address of the branch is Icici Bank Ltd., Station More, Lower Bagdogra, Nh 31, P.O. Bagdogra, Dist Darjeeling, West Bengal - 734014 located in Darjiling, Bagdogra, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.