For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Bantwal Bc Road branch in Dakshin Kannad, Sullia, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0004623. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Bantwal Bc Road, Dakshin Kannad
Below in the table are the key details related to IFSC Code ICIC0004623 of Icici Bank Limited for its branch located in Dakshin Kannad, within the district of Sullia in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004623 |
| Branch | Bantwal Bc Road |
| City | Dakshin Kannad |
| District | Sullia |
| State | Karnataka |
| Address | Icici Bank Ltd., Arya Durga Complex, Near Private Bus Stand, No. 12.146 And 12.146/1, Nh75, B C Road, Dist. Dakshina Kannada, Karnataka.574219 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Dakshin Kannad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004623 for the Bantwal Bc Road branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004623 is given to every bank branch, including Icici Bank Limited located in Bantwal Bc Road, Dakshin Kannad, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Dakshin Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dakshin Kannad and Sullia.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bantwal Bc Road doesn't end up at another location.
Format of the IFSC Code ICIC0004623
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bantwal Bc Road in Dakshin Kannad.
For example, the IFSC Code ICIC0004623 of Icici Bank Limited for the Bantwal Bc Road branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0004623 of Icici Bank Limited for its Bantwal Bc Road branch located in Dakshin Kannad, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Dakshin Kannad and Sullia, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bantwal Bc Road or Dakshin Kannad to get the exact IFSC Code ICIC0004623.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Dakshin Kannad, you'll get the correct details.
How to Use IFSC Code ICIC0004623 for Online Transfers?
If you have the IFSC Code ICIC0004623 for the Bantwal Bc Road branch of Icici Bank Limited in Dakshin Kannad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004623. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004623.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Bantwal Bc Road in Dakshin Kannad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bantwal Bc Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004623.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Arya Durga Complex, Near Private Bus Stand, No. 12.146 And 12.146/1, Nh75, B C Road, Dist. Dakshina Kannada, Karnataka.574219 located in Dakshin Kannad, Sullia, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.