The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Hili branch in Dakshin Dinajpur, Hili, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Dakshin Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0002050. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Hili, Dakshin Dinajpur
Here are some of the key details that come with the IFSC Code ICIC0002050 of Icici Bank Limited for its branch located in Dakshin Dinajpur, within the district of Hili in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002050 |
| Branch | Hili |
| City | Dakshin Dinajpur |
| District | Hili |
| State | West Bengal |
| Address | Icici Bank Ltd., Hili Bazar, Near Hili Post Office, Hili Dakshin Dinajpur Dist., West Bengal.733126 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Dakshin Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002050 for the Hili branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Hili, Dakshin Dinajpur, West Bengal, is provided a unique IFSC like ICIC0002050 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Dakshin Dinajpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dakshin Dinajpur and Hili.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Hili do not get misguided to another person.
Format of the IFSC Code ICIC0002050
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hili in Dakshin Dinajpur.
For example, the IFSC Code ICIC0002050 of Icici Bank Limited for the Hili branch includes these elements, identifying the bank and the branch location in Dakshin Dinajpur and West Bengal accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0002050 of Icici Bank Limited for its Hili branch located in Dakshin Dinajpur, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Dakshin Dinajpur and Hili, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Hili or Dakshin Dinajpur to find the exact IFSC Code ICIC0002050.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Dakshin Dinajpur will provide accurate information.
How to Use IFSC Code ICIC0002050 for Online Transfers?
Once you have the IFSC Code ICIC0002050 for the Hili branch of Icici Bank Limited in Dakshin Dinajpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002050. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002050.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Hili in Dakshin Dinajpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hili, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Dinajpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002050.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Hili Bazar, Near Hili Post Office, Hili Dakshin Dinajpur Dist., West Bengal.733126 located in Dakshin Dinajpur, Hili, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.