For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Balurghat, West Bengal branch in Dakshin Dinajpur, Balurghat, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Dakshin Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0000896. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Balurghat, West Bengal, Dakshin Dinajpur

Here are the key points that are associated with the IFSC Code ICIC0000896 of Icici Bank Limited for its branch located in Dakshin Dinajpur, within the district of Balurghat in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000896
Branch Balurghat, West Bengal
City Dakshin Dinajpur
District Balurghat
State West Bengal
Address Icici Bank Ltd., Sarat Ranjan Sarani , Muqtar Para .Balurghat Dist. Dakshin Dinajpur West Bengal.733101

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Dakshin Dinajpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000896 for the Balurghat, West Bengal branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Balurghat, West Bengal, Dakshin Dinajpur, West Bengal, are given a unique IFSC like ICIC0000896 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshin Dinajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dakshin Dinajpur and Balurghat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Balurghat, West Bengal goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000896

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Balurghat, West Bengal in Dakshin Dinajpur.

For example, the IFSC Code ICIC0000896 of Icici Bank Limited for the Balurghat, West Bengal branch includes these elements, identifying the bank and the branch location in Dakshin Dinajpur and West Bengal accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000896 of Icici Bank Limited for its Balurghat, West Bengal branch located in Dakshin Dinajpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Dakshin Dinajpur and Balurghat, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Balurghat, West Bengal or Dakshin Dinajpur to get the exact IFSC Code ICIC0000896.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Dakshin Dinajpur, you'll get the correct details.

How to Use IFSC Code ICIC0000896 for Online Transfers?

Once you have the IFSC Code ICIC0000896 for the Balurghat, West Bengal branch of Icici Bank Limited in Dakshin Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000896. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000896.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Balurghat, West Bengal in Dakshin Dinajpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Balurghat, West Bengal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Dinajpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Balurghat, West Bengal, Dakshin Dinajpur?

The IFSC Code is ICIC0000896.

Is the IFSC Code ICIC0000896 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Balurghat, West Bengal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Balurghat, West Bengal branch?

The address of the branch is Icici Bank Ltd., Sarat Ranjan Sarani , Muqtar Para .Balurghat Dist. Dakshin Dinajpur West Bengal.733101 located in Dakshin Dinajpur, Balurghat, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.