The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Chowdhury Bazaarcuttack, Orissa branch in Cuttack, Cuttack, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0001495. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Chowdhury Bazaarcuttack, Orissa, Cuttack
Below in the table are the key details related to IFSC Code ICIC0001495 of Icici Bank Limited for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001495 |
| Branch | Chowdhury Bazaarcuttack, Orissa |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| Address | Icici Bank Ltd., Main Road, Chowdhury Bazaar, Cuttack Orissa.753001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Cuttack for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001495 for the Chowdhury Bazaarcuttack, Orissa branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Chowdhury Bazaarcuttack, Orissa, Cuttack, Odisha, are given a unique IFSC like ICIC0001495 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Cuttack.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Cuttack and Cuttack.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Chowdhury Bazaarcuttack, Orissa goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0001495
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chowdhury Bazaarcuttack, Orissa in Cuttack.
For example, the IFSC Code ICIC0001495 of Icici Bank Limited for the Chowdhury Bazaarcuttack, Orissa branch has these elements, identifying the bank and the branch location in Cuttack and Odisha correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001495 of Icici Bank Limited for its Chowdhury Bazaarcuttack, Orissa branch located in Cuttack, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chowdhury Bazaarcuttack, Orissa or Cuttack to get the exact IFSC Code ICIC0001495.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Cuttack, you'll get the correct details.
How to Use IFSC Code ICIC0001495 for Online Transfers?
Once you have the IFSC Code ICIC0001495 for the Chowdhury Bazaarcuttack, Orissa branch of Icici Bank Limited in Cuttack, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001495. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001495.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Chowdhury Bazaarcuttack, Orissa in Cuttack, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chowdhury Bazaarcuttack, Orissa, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Cuttack manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001495.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Main Road, Chowdhury Bazaar, Cuttack Orissa.753001 located in Cuttack, Cuttack, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.