The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Pullampeta branch in Cuddapah, Pullampet, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Cuddapah or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0002046. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Pullampeta, Cuddapah

Below in the table are the key details related to IFSC Code ICIC0002046 of Icici Bank Limited for its branch located in Cuddapah, within the district of Pullampet in the state of Andhra Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002046
Branch Pullampeta
City Cuddapah
District Pullampet
State Andhra Pradesh
Address Icici Bank Ltd., D.No.7138A, Main Road, Hutch Tower House, Cuddapah Dist., Pullampeta, Andhra Pradesh.516107

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Cuddapah for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002046 for the Pullampeta branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002046 is given to every bank branch, including Icici Bank Limited located in Pullampeta, Cuddapah, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Cuddapah.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cuddapah and Pullampet.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Pullampeta doesn't end up at another location.

Format of the IFSC Code ICIC0002046

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pullampeta in Cuddapah.

For example, the IFSC Code ICIC0002046 of Icici Bank Limited for the Pullampeta branch has these elements, identifying the bank and the branch location in Cuddapah and Andhra Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002046 of Icici Bank Limited for its Pullampeta branch located in Cuddapah, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Cuddapah and Pullampet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Pullampeta or Cuddapah to get the exact IFSC Code ICIC0002046.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Cuddapah that will provide accurate information.

How to Use IFSC Code ICIC0002046 for Online Transfers?

Once you have the IFSC Code ICIC0002046 for the Pullampeta branch of Icici Bank Limited in Cuddapah, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0002046. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002046.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Pullampeta in Cuddapah, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Pullampeta, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Cuddapah manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Pullampeta Cuddapah?

The IFSC Code of the Pullampeta Cuddapah branch is ICIC0002046.

Is IFSC Code ICIC0002046 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Pullampeta branch?

The branch is located at Icici Bank Ltd., D.No.7138A, Main Road, Hutch Tower House, Cuddapah Dist., Pullampeta, Andhra Pradesh.516107.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.