For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Obulavaripalle branch in Cuddapah, Obulavaripalle, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Cuddapah or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0002047. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Obulavaripalle, Cuddapah

Here are some of the key details that come with the IFSC Code ICIC0002047 of Icici Bank Limited for its branch located in Cuddapah, within the district of Obulavaripalle in the state of Andhra Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002047
Branch Obulavaripalle
City Cuddapah
District Obulavaripalle
State Andhra Pradesh
Address Icici Bank Ltd., D.No.992, Opp M.E. Office, Cuddapah Dist., Obulavaripalle, Andhra Pradesh.516108

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Cuddapah for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0002047 for the Obulavaripalle branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Obulavaripalle, Cuddapah, Andhra Pradesh, are allotted a unique IFSC like ICIC0002047 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuddapah.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Cuddapah and Obulavaripalle.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Obulavaripalle reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code ICIC0002047

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Obulavaripalle in Cuddapah.

For example, the IFSC Code ICIC0002047 of Icici Bank Limited for the Obulavaripalle branch includes these elements, identifying the bank and the branch location in Cuddapah and Andhra Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002047 of Icici Bank Limited for its Obulavaripalle branch located in Cuddapah, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Cuddapah and Obulavaripalle, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Obulavaripalle or Cuddapah to get the exact IFSC Code ICIC0002047.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Cuddapah, you'll get the correct details.

How to Use IFSC Code ICIC0002047 for Online Transfers?

If you have the IFSC Code ICIC0002047 for the Obulavaripalle branch of Icici Bank Limited in Cuddapah, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002047. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0002047.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Obulavaripalle in Cuddapah, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Obulavaripalle, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cuddapah manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Obulavaripalle Cuddapah?

The IFSC Code of the Obulavaripalle Cuddapah branch is ICIC0002047.

Is IFSC Code ICIC0002047 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Obulavaripalle branch?

The branch is located at Icici Bank Ltd., D.No.992, Opp M.E. Office, Cuddapah Dist., Obulavaripalle, Andhra Pradesh.516108.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.