IFSC Code of Icici Bank Limited, Kadapa Ngo Colony, Cuddapah, Andhra Pradesh — ICIC0005488

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Kadapa Ngo Colony branch in Cuddapah, Cuddapah, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Cuddapah or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0005488. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kadapa Ngo Colony, Cuddapah

Below in the table are the key details related to IFSC Code ICIC0005488 of Icici Bank Limited for its branch located in Cuddapah, within the district of Cuddapah in the state of Andhra Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Cuddapah for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005488 for the Kadapa Ngo Colony branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kadapa Ngo Colony, Cuddapah, Andhra Pradesh, is provided a unique IFSC like ICIC0005488 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Cuddapah.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Cuddapah and Cuddapah.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Kadapa Ngo Colony do not get misguided to another person.

Format of the IFSC Code ICIC0005488

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kadapa Ngo Colony in Cuddapah.

For example, the IFSC Code ICIC0005488 of Icici Bank Limited for the Kadapa Ngo Colony branch has these elements, identifying the bank and the branch location in Cuddapah and Andhra Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005488 of Icici Bank Limited for its Kadapa Ngo Colony branch located in Cuddapah, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Cuddapah and Cuddapah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Kadapa Ngo Colony or Cuddapah to get the exact IFSC Code ICIC0005488.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Cuddapah that will provide accurate information.

How to Use IFSC Code ICIC0005488 for Online Transfers?

If you have the IFSC Code ICIC0005488 for the Kadapa Ngo Colony branch of Icici Bank Limited in Cuddapah, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0005488. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0005488.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Kadapa Ngo Colony in Cuddapah, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kadapa Ngo Colony, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuddapah to handle online money transfers and get their cheques cleared smoothly.