The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bhoothavarayanpettai branch in Cuddalore, Bhuvanagiri, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Cuddalore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0002786. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Bhoothavarayanpettai, Cuddalore
Here are the main details that are associated with the IFSC Code ICIC0002786 of Icici Bank Limited for its branch located in Cuddalore, within the district of Bhuvanagiri in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002786 |
| Branch | Bhoothavarayanpettai |
| City | Cuddalore |
| District | Bhuvanagiri |
| State | Tamil Nadu |
| Address | Icici Bank Ltd., Village Budarayanpettai, Block Bhuvanagiri, District Cuddalore, State Tamil Nadu.608601 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Cuddalore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002786 for the Bhoothavarayanpettai branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Bhoothavarayanpettai, Cuddalore, Tamil Nadu, are allotted a unique IFSC like ICIC0002786 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Cuddalore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Cuddalore and Bhuvanagiri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Bhoothavarayanpettai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code ICIC0002786
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhoothavarayanpettai in Cuddalore.
For example, the IFSC Code ICIC0002786 of Icici Bank Limited for the Bhoothavarayanpettai branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0002786 of Icici Bank Limited for its Bhoothavarayanpettai branch located in Cuddalore, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Cuddalore and Bhuvanagiri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Bhoothavarayanpettai or Cuddalore to get the exact IFSC Code ICIC0002786.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Cuddalore that will provide accurate information.
How to Use IFSC Code ICIC0002786 for Online Transfers?
Once you have the IFSC Code ICIC0002786 for the Bhoothavarayanpettai branch of Icici Bank Limited in Cuddalore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0002786. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002786.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Bhoothavarayanpettai in Cuddalore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bhoothavarayanpettai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Cuddalore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002786.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Village Budarayanpettai, Block Bhuvanagiri, District Cuddalore, State Tamil Nadu.608601 located in Cuddalore, Bhuvanagiri, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.