For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Tirupati K T Road branch in Chittoor, Tirupati, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Chittoor or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0007209. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Tirupati K T Road, Chittoor

Here are the key points that are associated with the IFSC Code ICIC0007209 of Icici Bank Limited for its branch located in Chittoor, within the district of Tirupati in the state of Andhra Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007209
Branch Tirupati K T Road
City Chittoor
District Tirupati
State Andhra Pradesh
Address Icici Bank Ltd., 18.1.47/B, Balaiah Complex, K T Road, Tirupathi, Dist. Chittoor, Andhra Pradesh.517501

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Chittoor for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007209 for the Tirupati K T Road branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Tirupati K T Road, Chittoor, Andhra Pradesh, is provided with a unique IFSC like ICIC0007209 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Chittoor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Chittoor and Tirupati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Tirupati K T Road do not get mixed with another location.

Format of the IFSC Code ICIC0007209

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirupati K T Road in Chittoor.

For example, the IFSC Code ICIC0007209 of Icici Bank Limited for the Tirupati K T Road branch includes these elements, identifying the bank and the branch location in Chittoor and Andhra Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0007209 of Icici Bank Limited for its Tirupati K T Road branch located in Chittoor, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Chittoor and Tirupati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Tirupati K T Road or Chittoor to find the exact IFSC Code ICIC0007209.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Chittoor will provide accurate information.

How to Use IFSC Code ICIC0007209 for Online Transfers?

Once you have the IFSC Code ICIC0007209 for the Tirupati K T Road branch of Icici Bank Limited in Chittoor, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0007209. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007209.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Tirupati K T Road in Chittoor, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Tirupati K T Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chittoor to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Tirupati K T Road Chittoor?

The IFSC Code of the Tirupati K T Road Chittoor branch is ICIC0007209.

Is IFSC Code ICIC0007209 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Tirupati K T Road branch?

The branch is located at Icici Bank Ltd., 18.1.47/B, Balaiah Complex, K T Road, Tirupathi, Dist. Chittoor, Andhra Pradesh.517501.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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