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IFSC Code of Icici Bank Limited, Challakere, Challakere, Karnataka — ICIC0001011

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Challakere branch in Chitradurga, Challakere, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Chitradurga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code ICIC0001011. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Challakere, Chitradurga

Here are some of the key details that come with the IFSC Code ICIC0001011 of Icici Bank Limited for its branch located in Chitradurga, within the district of Challakere in the state of Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001011
Branch Challakere
City Chitradurga
District Challakere
State Karnataka
Address Icici Bank Ltd., Mahalaxmi Complex, 4 Pavgoda Main Road, Challakare Dist. Chitradurga.577522

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Chitradurga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001011 for the Challakere branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Challakere, Chitradurga, Karnataka, is provided a unique IFSC like ICIC0001011 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Chitradurga.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chitradurga and Challakere.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Challakere do not get misguided to another person.

Format of the IFSC Code ICIC0001011

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Challakere in Chitradurga.

For example, the IFSC Code ICIC0001011 of Icici Bank Limited for the Challakere branch includes these elements, identifying the bank and the branch location in Chitradurga and Karnataka correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001011 of Icici Bank Limited for its Challakere branch located in Chitradurga, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Chitradurga and Challakere, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Challakere or Chitradurga to find the exact IFSC Code ICIC0001011.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Chitradurga will provide accurate information.

How to Use IFSC Code ICIC0001011 for Online Transfers?

Once you have the IFSC Code ICIC0001011 for the Challakere branch of Icici Bank Limited in Chitradurga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001011. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001011.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Challakere in Chitradurga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Challakere, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chitradurga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Challakere Chitradurga?

The IFSC Code of the Challakere Chitradurga branch is ICIC0001011.

Is IFSC Code ICIC0001011 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Challakere branch?

The branch is located at Icici Bank Ltd., Mahalaxmi Complex, 4 Pavgoda Main Road, Challakare Dist. Chitradurga.577522.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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