Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Ladgaon Shendra Midc branch in Chhatrapati Sambhajinagar, Aurangabad, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Chhatrapati Sambhajinagar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC0005264. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ladgaon Shendra Midc, Chhatrapati Sambhajinagar
Here are some of the key details that come with the IFSC Code ICIC0005264 of Icici Bank Limited for its branch located in Chhatrapati Sambhajinagar, within the district of Aurangabad in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0005264 |
| Branch | Ladgaon Shendra Midc |
| City | Chhatrapati Sambhajinagar |
| District | Aurangabad |
| State | Maharashtra |
| Address | Icici Bank Ltd., Mauli Tower, 336/15, Gut No. 15, Ladgaon, Tal Dist Chhatrapati Sambhajinagar, Maharashtra - 431007 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Chhatrapati Sambhajinagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005264 for the Ladgaon Shendra Midc branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ladgaon Shendra Midc, Chhatrapati Sambhajinagar, Maharashtra, are allotted a unique IFSC like ICIC0005264 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chhatrapati Sambhajinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Chhatrapati Sambhajinagar and Aurangabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Ladgaon Shendra Midc reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code ICIC0005264
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ladgaon Shendra Midc in Chhatrapati Sambhajinagar.
For example, the IFSC Code ICIC0005264 of Icici Bank Limited for the Ladgaon Shendra Midc branch has these elements, identifying the bank and the branch location in Chhatrapati Sambhajinagar and Maharashtra correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0005264 of Icici Bank Limited for its Ladgaon Shendra Midc branch located in Chhatrapati Sambhajinagar, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Chhatrapati Sambhajinagar and Aurangabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Ladgaon Shendra Midc or Chhatrapati Sambhajinagar to find the exact IFSC Code ICIC0005264.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Chhatrapati Sambhajinagar will provide accurate information.
How to Use IFSC Code ICIC0005264 for Online Transfers?
Once you have the IFSC Code ICIC0005264 for the Ladgaon Shendra Midc branch of Icici Bank Limited in Chhatrapati Sambhajinagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0005264. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005264.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ladgaon Shendra Midc in Chhatrapati Sambhajinagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ladgaon Shendra Midc, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chhatrapati Sambhajinagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0005264.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Mauli Tower, 336/15, Gut No. 15, Ladgaon, Tal Dist Chhatrapati Sambhajinagar, Maharashtra - 431007 located in Chhatrapati Sambhajinagar, Aurangabad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.