Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Lavkush Nagar branch in Chhatarpur, Laundi, Madhya Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Chhatarpur or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0007276. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Lavkush Nagar, Chhatarpur

Here are some of the key details that come with the IFSC Code ICIC0007276 of Icici Bank Limited for its branch located in Chhatarpur, within the district of Laundi in the state of Madhya Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007276
Branch Lavkush Nagar
City Chhatarpur
District Laundi
State Madhya Pradesh
Address Icici Bank Ltd., Ward No.4, New Bus Stand, Chandla Road, Lavkush Nagar, Laundi.471515, Madhya Pradesh

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Chhatarpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007276 for the Lavkush Nagar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Lavkush Nagar, Chhatarpur, Madhya Pradesh, is provided with a unique IFSC like ICIC0007276 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Chhatarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Chhatarpur and Laundi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Lavkush Nagar do not get mixed with another location.

Format of the IFSC Code ICIC0007276

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lavkush Nagar in Chhatarpur.

For example, the IFSC Code ICIC0007276 of Icici Bank Limited for the Lavkush Nagar branch includes these elements, identifying the bank and the branch location in Chhatarpur and Madhya Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007276 of Icici Bank Limited for its Lavkush Nagar branch located in Chhatarpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Chhatarpur and Laundi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Lavkush Nagar or Chhatarpur to get the exact IFSC Code ICIC0007276.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Chhatarpur, you'll get the correct details.

How to Use IFSC Code ICIC0007276 for Online Transfers?

Once you have the IFSC Code ICIC0007276 for the Lavkush Nagar branch of Icici Bank Limited in Chhatarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0007276. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007276.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Lavkush Nagar in Chhatarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Lavkush Nagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chhatarpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Lavkush Nagar, Chhatarpur?

The IFSC Code is ICIC0007276.

Is the IFSC Code ICIC0007276 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Lavkush Nagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lavkush Nagar branch?

The address of the branch is Icici Bank Ltd., Ward No.4, New Bus Stand, Chandla Road, Lavkush Nagar, Laundi.471515, Madhya Pradesh located in Chhatarpur, Laundi, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.