The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Sayed Raja branch in Chandauli, Saidraja, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000905. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Sayed Raja, Chandauli

Here are the key points that are associated with the IFSC Code ICIC0000905 of Icici Bank Limited for its branch located in Chandauli, within the district of Saidraja in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000905
Branch Sayed Raja
City Chandauli
District Saidraja
State Uttar Pradesh
Address Icici Bank Ltd., Ward No 11 , Subhash Nagar ,G T Road , Sayyadraja , Chandaulli.232110

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Chandauli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000905 for the Sayed Raja branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Sayed Raja, Chandauli, Uttar Pradesh, are allotted a unique IFSC like ICIC0000905 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandauli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chandauli and Saidraja.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Sayed Raja reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code ICIC0000905

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sayed Raja in Chandauli.

For example, the IFSC Code ICIC0000905 of Icici Bank Limited for the Sayed Raja branch includes these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0000905 of Icici Bank Limited for its Sayed Raja branch located in Chandauli, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Chandauli and Saidraja, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Sayed Raja or Chandauli to get the exact IFSC Code ICIC0000905.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Chandauli, then it will provide you proper information.

How to Use IFSC Code ICIC0000905 for Online Transfers?

Once you have the IFSC Code ICIC0000905 for the Sayed Raja branch of Icici Bank Limited in Chandauli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000905. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000905.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Sayed Raja in Chandauli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Sayed Raja, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chandauli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Sayed Raja Chandauli?

The IFSC Code of the Sayed Raja Chandauli branch is ICIC0000905.

Is IFSC Code ICIC0000905 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Sayed Raja branch?

The branch is located at Icici Bank Ltd., Ward No 11 , Subhash Nagar ,G T Road , Sayyadraja , Chandaulli.232110.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.