There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Mughalsarai branch in Chandauli, Mughalsarai, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Chandauli or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0002590. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Mughalsarai, Chandauli
The table below shows the main details of the IFSC Code ICIC0002590 for the Icici Bank Limited branch in Chandauli, which falls under the Mughalsarai district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002590 |
| Branch | Mughalsarai |
| City | Chandauli |
| District | Mughalsarai |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., 417/1, Bhagya Villa, Opp. Agarwal Petrol Pump,G.T. Road , Nai Basti, Mughalsarai, Distchandauli, Uttar Pradesh.232101 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Chandauli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002590 for the Mughalsarai branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Mughalsarai, Chandauli, Uttar Pradesh, are allotted a unique IFSC like ICIC0002590 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chandauli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Chandauli and Mughalsarai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Mughalsarai reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code ICIC0002590
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mughalsarai in Chandauli.
For example, the IFSC Code ICIC0002590 of Icici Bank Limited for the Mughalsarai branch includes these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0002590 of Icici Bank Limited for its Mughalsarai branch located in Chandauli, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Chandauli and Mughalsarai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Mughalsarai or Chandauli to get the exact IFSC Code ICIC0002590.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Chandauli that will provide accurate information.
How to Use IFSC Code ICIC0002590 for Online Transfers?
Once you have the IFSC Code ICIC0002590 for the Mughalsarai branch of Icici Bank Limited in Chandauli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002590. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0002590.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Mughalsarai in Chandauli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mughalsarai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chandauli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mughalsarai Chandauli branch is ICIC0002590.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., 417/1, Bhagya Villa, Opp. Agarwal Petrol Pump,G.T. Road , Nai Basti, Mughalsarai, Distchandauli, Uttar Pradesh.232101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.