The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Chamarajanagar branch in Chamarajanagar, Gundlupet, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Chamarajanagar or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0004657. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Chamarajanagar, Chamarajanagar

Here are the main details that are associated with the IFSC Code ICIC0004657 of Icici Bank Limited for its branch located in Chamarajanagar, within the district of Gundlupet in the state of Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004657
Branch Chamarajanagar
City Chamarajanagar
District Gundlupet
State Karnataka
Address Icici Bnak Ltd C Division Car Street Agrahara Street Chamarajanagar Town 571313

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Chamarajanagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004657 for the Chamarajanagar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Chamarajanagar, Chamarajanagar, Karnataka, are given a unique IFSC like ICIC0004657 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chamarajanagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chamarajanagar and Gundlupet.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Chamarajanagar goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0004657

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chamarajanagar in Chamarajanagar.

For example, the IFSC Code ICIC0004657 of Icici Bank Limited for the Chamarajanagar branch includes these elements, identifying the bank and the branch location in Chamarajanagar and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004657 of Icici Bank Limited for its Chamarajanagar branch located in Chamarajanagar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Chamarajanagar and Gundlupet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Chamarajanagar or Chamarajanagar to find the exact IFSC Code ICIC0004657.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Chamarajanagar will provide accurate information.

How to Use IFSC Code ICIC0004657 for Online Transfers?

Once you have the IFSC Code ICIC0004657 for the Chamarajanagar branch of Icici Bank Limited in Chamarajanagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004657. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004657.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Chamarajanagar in Chamarajanagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chamarajanagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chamarajanagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Chamarajanagar, Chamarajanagar?

The IFSC Code is ICIC0004657.

Is the IFSC Code ICIC0004657 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Chamarajanagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chamarajanagar branch?

The address of the branch is Icici Bnak Ltd C Division Car Street Agrahara Street Chamarajanagar Town 571313 located in Chamarajanagar, Gundlupet, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.