Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Thalassary branch in Cannur, Thalassery, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Cannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0000462. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Thalassary, Cannur

The table below shows the main details of the IFSC Code ICIC0000462 for the Icici Bank Limited branch in Cannur, which falls under the Thalassery district in Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000462
Branch Thalassary
City Cannur
District Thalassery
State Kerala
Address Icici Bank Ltd., Roopsree Arcade, Mm Road, Thalassery, Kannur Dist, Kerala.670101

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Cannur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000462 for the Thalassary branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Thalassary, Cannur, Kerala, are allotted a unique IFSC like ICIC0000462 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Cannur and Thalassery.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Thalassary reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code ICIC0000462

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thalassary in Cannur.

For example, the IFSC Code ICIC0000462 of Icici Bank Limited for the Thalassary branch has these elements, identifying the bank and the branch location in Cannur and Kerala correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0000462 of Icici Bank Limited for its Thalassary branch located in Cannur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Cannur and Thalassery, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Thalassary or Cannur to find the exact IFSC Code ICIC0000462.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Cannur will provide accurate information.

How to Use IFSC Code ICIC0000462 for Online Transfers?

Once you have the IFSC Code ICIC0000462 for the Thalassary branch of Icici Bank Limited in Cannur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000462. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000462.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Thalassary in Cannur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Thalassary, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cannur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Thalassary, Cannur?

The IFSC Code is ICIC0000462.

Is the IFSC Code ICIC0000462 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Thalassary?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thalassary branch?

The address of the branch is Icici Bank Ltd., Roopsree Arcade, Mm Road, Thalassery, Kannur Dist, Kerala.670101 located in Cannur, Thalassery, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.