IFSC Code of Icici Bank Limited, Payyanur Co Operative Town Bank Ltd., Payyannur, Kerala — ICIC00PCTBL

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Payyanur Co Operative Town Bank Ltd. branch in Cannur, Payyannur, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Cannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC00PCTBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Payyanur Co Operative Town Bank Ltd., Cannur

The table below shows the main details of the IFSC Code ICIC00PCTBL for the Icici Bank Limited branch in Cannur, which falls under the Payyannur district in Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Cannur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00PCTBL for the Payyanur Co Operative Town Bank Ltd. branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Payyanur Co Operative Town Bank Ltd., Cannur, Kerala, is provided with a unique IFSC like ICIC00PCTBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Cannur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Cannur and Payyannur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Payyanur Co Operative Town Bank Ltd. do not get mixed with another location.

Format of the IFSC Code ICIC00PCTBL

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Payyanur Co Operative Town Bank Ltd. in Cannur.

For example, the IFSC Code ICIC00PCTBL of Icici Bank Limited for the Payyanur Co Operative Town Bank Ltd. branch includes these elements, identifying the bank and the branch location in Cannur and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC00PCTBL of Icici Bank Limited for its Payyanur Co Operative Town Bank Ltd. branch located in Cannur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Cannur and Payyannur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Payyanur Co Operative Town Bank Ltd. or Cannur to find the exact IFSC Code ICIC00PCTBL.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Cannur will provide accurate information.

How to Use IFSC Code ICIC00PCTBL for Online Transfers?

If you have the IFSC Code ICIC00PCTBL for the Payyanur Co Operative Town Bank Ltd. branch of Icici Bank Limited in Cannur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00PCTBL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC00PCTBL.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Payyanur Co Operative Town Bank Ltd. in Cannur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Payyanur Co Operative Town Bank Ltd., here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cannur to handle online money transfers and get their cheques cleared smoothly.