The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Khurja, Uttar Pradesh branch in Bulandshahr, Khurja, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bulandshahr or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000973. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Khurja, Uttar Pradesh, Bulandshahr

The table below shows the main details of the IFSC Code ICIC0000973 for the Icici Bank Limited branch in Bulandshahr, which falls under the Khurja district in Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000973
Branch Khurja, Uttar Pradesh
City Bulandshahr
District Khurja
State Uttar Pradesh
Address Icici Bank Ltd., Shop No. 1 To 6, N.H. Plaza Complex, Gt Road, Near Lic Building, Khurja, Uttar Pradesh - 203131

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Bulandshahr for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000973 for the Khurja, Uttar Pradesh branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Khurja, Uttar Pradesh, Bulandshahr, Uttar Pradesh, are allotted a unique IFSC like ICIC0000973 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bulandshahr.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bulandshahr and Khurja.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Khurja, Uttar Pradesh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code ICIC0000973

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khurja, Uttar Pradesh in Bulandshahr.

For example, the IFSC Code ICIC0000973 of Icici Bank Limited for the Khurja, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Bulandshahr and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000973 of Icici Bank Limited for its Khurja, Uttar Pradesh branch located in Bulandshahr, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Bulandshahr and Khurja, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Khurja, Uttar Pradesh or Bulandshahr to get the exact IFSC Code ICIC0000973.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bulandshahr, you'll get the correct details.

How to Use IFSC Code ICIC0000973 for Online Transfers?

Once you have the IFSC Code ICIC0000973 for the Khurja, Uttar Pradesh branch of Icici Bank Limited in Bulandshahr, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000973. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000973.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Khurja, Uttar Pradesh in Bulandshahr, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Khurja, Uttar Pradesh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bulandshahr manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Khurja, Uttar Pradesh, Bulandshahr?

The IFSC Code is ICIC0000973.

Is the IFSC Code ICIC0000973 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Khurja, Uttar Pradesh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khurja, Uttar Pradesh branch?

The address of the branch is Icici Bank Ltd., Shop No. 1 To 6, N.H. Plaza Complex, Gt Road, Near Lic Building, Khurja, Uttar Pradesh - 203131 located in Bulandshahr, Khurja, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.