Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Bongaigaon, Assam branch in Bongaigaon, Bongaigaon, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0000708. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Bongaigaon, Assam, Bongaigaon
Here are the main details that are associated with the IFSC Code ICIC0000708 of Icici Bank Limited for its branch located in Bongaigaon, within the district of Bongaigaon in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000708 |
| Branch | Bongaigaon, Assam |
| City | Bongaigaon |
| District | Bongaigaon |
| State | Assam |
| Address | Icici Bank Ltd., D J Arcade, Bongaigaon Town, Part 1, Ward No. 10, Municipality Road, Po And Ps Bongaigaon, Dist. Bongaigaon, Assam.783380 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Bongaigaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000708 for the Bongaigaon, Assam branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Bongaigaon, Assam, Bongaigaon, Assam, are given a unique IFSC like ICIC0000708 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bongaigaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bongaigaon and Bongaigaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Bongaigaon, Assam goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0000708
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bongaigaon, Assam in Bongaigaon.
For example, the IFSC Code ICIC0000708 of Icici Bank Limited for the Bongaigaon, Assam branch has these elements, identifying the bank and the branch location in Bongaigaon and Assam correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0000708 of Icici Bank Limited for its Bongaigaon, Assam branch located in Bongaigaon, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Bongaigaon and Bongaigaon, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bongaigaon, Assam or Bongaigaon to get the exact IFSC Code ICIC0000708.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bongaigaon, you'll get the correct details.
How to Use IFSC Code ICIC0000708 for Online Transfers?
Once you have the IFSC Code ICIC0000708 for the Bongaigaon, Assam branch of Icici Bank Limited in Bongaigaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0000708. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000708.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Bongaigaon, Assam in Bongaigaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bongaigaon, Assam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bongaigaon to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000708.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., D J Arcade, Bongaigaon Town, Part 1, Ward No. 10, Municipality Road, Po And Ps Bongaigaon, Dist. Bongaigaon, Assam.783380 located in Bongaigaon, Bongaigaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.