IFSC Code of Icici Bank Limited, Shri Shiddheshwar Cooperative Bank Ltd, Bijapur, Karnataka- ICIC00SHIDD

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Shri Shiddheshwar Cooperative Bank Ltd branch in Bijapur, Bijapur, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Bijapur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC00SHIDD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Shri Shiddheshwar Cooperative Bank Ltd, Bijapur

Below in the table are the key details related to IFSC Code ICIC00SHIDD of Icici Bank Limited for its branch located in Bijapur, within the district of Bijapur in the state of Karnataka.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Bijapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00SHIDD for the Shri Shiddheshwar Cooperative Bank Ltd branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC00SHIDD is given to every bank branch, including Icici Bank Limited located in Shri Shiddheshwar Cooperative Bank Ltd, Bijapur, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Bijapur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Bijapur and Bijapur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Shri Shiddheshwar Cooperative Bank Ltd doesn't end up at another location.

Format of the IFSC Code ICIC00SHIDD

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Shiddheshwar Cooperative Bank Ltd in Bijapur.

For example, the IFSC Code ICIC00SHIDD of Icici Bank Limited for the Shri Shiddheshwar Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Bijapur and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00SHIDD of Icici Bank Limited for its Shri Shiddheshwar Cooperative Bank Ltd branch located in Bijapur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bijapur and Bijapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Shri Shiddheshwar Cooperative Bank Ltd or Bijapur to get the exact IFSC Code ICIC00SHIDD.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bijapur, you'll get the correct details.

How to Use IFSC Code ICIC00SHIDD for Online Transfers?

Once you have the IFSC Code ICIC00SHIDD for the Shri Shiddheshwar Cooperative Bank Ltd branch of Icici Bank Limited in Bijapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC00SHIDD. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00SHIDD.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Shri Shiddheshwar Cooperative Bank Ltd in Bijapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Shri Shiddheshwar Cooperative Bank Ltd, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bijapur to handle online money transfers and get their cheques cleared smoothly.