There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Maitri Vihar Road branch in Bhubaneswar, Bhubaneswar, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Bhubaneswar or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code ICIC0004629. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Maitri Vihar Road, Bhubaneswar
The table below shows the main details of the IFSC Code ICIC0004629 for the Icici Bank Limited branch in Bhubaneswar, which falls under the Bhubaneswar district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004629 |
| Branch | Maitri Vihar Road |
| City | Bhubaneswar |
| District | Bhubaneswar |
| State | Odisha |
| Address | Icici Bank Ltd., Rashmi Plaza, Plot No. J/1, Maitri Vihar, Bhubaneswar, Odisha.751023 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Bhubaneswar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004629 for the Maitri Vihar Road branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Maitri Vihar Road, Bhubaneswar, Odisha, is provided with a unique IFSC like ICIC0004629 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Bhubaneswar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bhubaneswar and Bhubaneswar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Maitri Vihar Road do not get mixed with another location.
Format of the IFSC Code ICIC0004629
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maitri Vihar Road in Bhubaneswar.
For example, the IFSC Code ICIC0004629 of Icici Bank Limited for the Maitri Vihar Road branch includes these elements, identifying the bank and the branch location in Bhubaneswar and Odisha accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0004629 of Icici Bank Limited for its Maitri Vihar Road branch located in Bhubaneswar, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Bhubaneswar and Bhubaneswar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Maitri Vihar Road or Bhubaneswar to find the exact IFSC Code ICIC0004629.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bhubaneswar will provide accurate information.
How to Use IFSC Code ICIC0004629 for Online Transfers?
Once you have the IFSC Code ICIC0004629 for the Maitri Vihar Road branch of Icici Bank Limited in Bhubaneswar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004629. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004629.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Maitri Vihar Road in Bhubaneswar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Maitri Vihar Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhubaneswar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004629.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Rashmi Plaza, Plot No. J/1, Maitri Vihar, Bhubaneswar, Odisha.751023 located in Bhubaneswar, Bhubaneswar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.