The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bawadiya Kalan branch in Bhopal, Bhopal, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bhopal or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0003271. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Bawadiya Kalan, Bhopal

Here are the main details that are associated with the IFSC Code ICIC0003271 of Icici Bank Limited for its branch located in Bhopal, within the district of Bhopal in the state of Madhya Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0003271
Branch Bawadiya Kalan
City Bhopal
District Bhopal
State Madhya Pradesh
Address Icici Bank Ltd., 334, Ward No. 52, Rohit Nagar, Bawadiya Kala, Bhopal, Madhya Pradesh.462023

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Bhopal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003271 for the Bawadiya Kalan branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bawadiya Kalan, Bhopal, Madhya Pradesh, is provided a unique IFSC like ICIC0003271 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Bhopal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bhopal and Bhopal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Bawadiya Kalan do not get misguided to another person.

Format of the IFSC Code ICIC0003271

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bawadiya Kalan in Bhopal.

For example, the IFSC Code ICIC0003271 of Icici Bank Limited for the Bawadiya Kalan branch includes these elements, identifying the bank and the branch location in Bhopal and Madhya Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0003271 of Icici Bank Limited for its Bawadiya Kalan branch located in Bhopal, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bhopal and Bhopal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Bawadiya Kalan or Bhopal to get the exact IFSC Code ICIC0003271.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Bhopal that will provide accurate information.

How to Use IFSC Code ICIC0003271 for Online Transfers?

Once you have the IFSC Code ICIC0003271 for the Bawadiya Kalan branch of Icici Bank Limited in Bhopal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0003271. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003271.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bawadiya Kalan in Bhopal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bawadiya Kalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhopal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Bawadiya Kalan Bhopal?

The IFSC Code of the Bawadiya Kalan Bhopal branch is ICIC0003271.

Is IFSC Code ICIC0003271 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Bawadiya Kalan branch?

The branch is located at Icici Bank Ltd., 334, Ward No. 52, Rohit Nagar, Bawadiya Kala, Bhopal, Madhya Pradesh.462023.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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