For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Siwani Branch branch in Bhiwani, Siwani, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Bhiwani or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ICIC0004327. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Siwani Branch, Bhiwani

Below in the table are the key details related to IFSC Code ICIC0004327 of Icici Bank Limited for its branch located in Bhiwani, within the district of Siwani in the state of Haryana.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004327
Branch Siwani Branch
City Bhiwani
District Siwani
State Haryana
Address Icici Bank Ltd., Old Bus Stand, Hissar. Rajgarh Road, Siwani, Dist.Bhiwani, Haryana.127046

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Bhiwani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004327 for the Siwani Branch branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Siwani Branch, Bhiwani, Haryana, is provided with a unique IFSC like ICIC0004327 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Bhiwani.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhiwani and Siwani.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Siwani Branch do not get mixed with another location.

Format of the IFSC Code ICIC0004327

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siwani Branch in Bhiwani.

For example, the IFSC Code ICIC0004327 of Icici Bank Limited for the Siwani Branch branch includes these elements, identifying the bank and the branch location in Bhiwani and Haryana correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004327 of Icici Bank Limited for its Siwani Branch branch located in Bhiwani, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Bhiwani and Siwani, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Siwani Branch or Bhiwani to get the exact IFSC Code ICIC0004327.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bhiwani, you'll get the correct details.

How to Use IFSC Code ICIC0004327 for Online Transfers?

Once you have the IFSC Code ICIC0004327 for the Siwani Branch branch of Icici Bank Limited in Bhiwani, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004327. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004327.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Siwani Branch in Bhiwani, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Siwani Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhiwani to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Siwani Branch, Bhiwani?

The IFSC Code is ICIC0004327.

Is the IFSC Code ICIC0004327 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Siwani Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Siwani Branch branch?

The address of the branch is Icici Bank Ltd., Old Bus Stand, Hissar. Rajgarh Road, Siwani, Dist.Bhiwani, Haryana.127046 located in Bhiwani, Siwani, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.