Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Lakhola branch in Bhilwara, Potlan, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Bhilwara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0002985. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Lakhola, Bhilwara

Here are some of the key details that come with the IFSC Code ICIC0002985 of Icici Bank Limited for its branch located in Bhilwara, within the district of Potlan in the state of Rajasthan.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002985
Branch Lakhola
City Bhilwara
District Potlan
State Rajasthan
Address Icici Bank Ltd., Village And Post. Lakhola, Tehsil. Shahada, Distt.Bhilwara. 311807, Rajasthan.311807

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Bhilwara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0002985 for the Lakhola branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Lakhola, Bhilwara, Rajasthan, are allotted a unique IFSC like ICIC0002985 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhilwara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhilwara and Potlan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Lakhola reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code ICIC0002985

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lakhola in Bhilwara.

For example, the IFSC Code ICIC0002985 of Icici Bank Limited for the Lakhola branch includes these elements, identifying the bank and the branch location in Bhilwara and Rajasthan correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002985 of Icici Bank Limited for its Lakhola branch located in Bhilwara, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bhilwara and Potlan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Lakhola or Bhilwara to get the exact IFSC Code ICIC0002985.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Bhilwara that will provide accurate information.

How to Use IFSC Code ICIC0002985 for Online Transfers?

Once you have the IFSC Code ICIC0002985 for the Lakhola branch of Icici Bank Limited in Bhilwara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0002985. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002985.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Lakhola in Bhilwara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Lakhola, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhilwara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Lakhola, Bhilwara?

The IFSC Code is ICIC0002985.

Is the IFSC Code ICIC0002985 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Lakhola?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lakhola branch?

The address of the branch is Icici Bank Ltd., Village And Post. Lakhola, Tehsil. Shahada, Distt.Bhilwara. 311807, Rajasthan.311807 located in Bhilwara, Potlan, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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