The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Agarpura branch in Bhilwara, Bhilwara, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bhilwara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0002977. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Agarpura, Bhilwara

Here are some of the key details that come with the IFSC Code ICIC0002977 of Icici Bank Limited for its branch located in Bhilwara, within the district of Bhilwara in the state of Rajasthan.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002977
Branch Agarpura
City Bhilwara
District Bhilwara
State Rajasthan
Address Icici Bank Ltd., Vill.Agarpura, Tehsil.Bhilwar, Distt.Bhilwara, Pin. 311001, Rajasthan.311011

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Bhilwara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002977 for the Agarpura branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Agarpura, Bhilwara, Rajasthan, are allotted a unique IFSC like ICIC0002977 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhilwara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhilwara and Bhilwara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Agarpura reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code ICIC0002977

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agarpura in Bhilwara.

For example, the IFSC Code ICIC0002977 of Icici Bank Limited for the Agarpura branch includes these elements, identifying the bank and the branch location in Bhilwara and Rajasthan correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0002977 of Icici Bank Limited for its Agarpura branch located in Bhilwara, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bhilwara and Bhilwara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Agarpura or Bhilwara to find the exact IFSC Code ICIC0002977.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bhilwara will provide accurate information.

How to Use IFSC Code ICIC0002977 for Online Transfers?

Once you have the IFSC Code ICIC0002977 for the Agarpura branch of Icici Bank Limited in Bhilwara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002977. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002977.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Agarpura in Bhilwara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Agarpura, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhilwara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Agarpura, Bhilwara?

The IFSC Code is ICIC0002977.

Is the IFSC Code ICIC0002977 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Agarpura?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Agarpura branch?

The address of the branch is Icici Bank Ltd., Vill.Agarpura, Tehsil.Bhilwar, Distt.Bhilwara, Pin. 311001, Rajasthan.311011 located in Bhilwara, Bhilwara, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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