Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Bhavnagar District Cooperative Bank Ltd branch in Bhavnagar, Bhavnagar, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC00BNDCB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Bhavnagar District Cooperative Bank Ltd, Bhavnagar
Here are the key points that are associated with the IFSC Code ICIC00BNDCB of Icici Bank Limited for its branch located in Bhavnagar, within the district of Bhavnagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00BNDCB |
| Branch | Bhavnagar District Cooperative Bank Ltd |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| Address | Sahkar Bhavan Dist.Bhavnagar |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Bhavnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00BNDCB for the Bhavnagar District Cooperative Bank Ltd branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bhavnagar District Cooperative Bank Ltd, Bhavnagar, Gujarat, is provided a unique IFSC like ICIC00BNDCB so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Bhavnagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Bhavnagar District Cooperative Bank Ltd do not get misguided to another person.
Format of the IFSC Code ICIC00BNDCB
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhavnagar District Cooperative Bank Ltd in Bhavnagar.
For example, the IFSC Code ICIC00BNDCB of Icici Bank Limited for the Bhavnagar District Cooperative Bank Ltd branch has these elements, identifying the bank and the branch location in Bhavnagar and Gujarat correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC00BNDCB of Icici Bank Limited for its Bhavnagar District Cooperative Bank Ltd branch located in Bhavnagar, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Bhavnagar District Cooperative Bank Ltd or Bhavnagar to find the exact IFSC Code ICIC00BNDCB.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bhavnagar will provide accurate information.
How to Use IFSC Code ICIC00BNDCB for Online Transfers?
Once you have the IFSC Code ICIC00BNDCB for the Bhavnagar District Cooperative Bank Ltd branch of Icici Bank Limited in Bhavnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC00BNDCB. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00BNDCB.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Bhavnagar District Cooperative Bank Ltd in Bhavnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bhavnagar District Cooperative Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00BNDCB.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sahkar Bhavan Dist.Bhavnagar located in Bhavnagar, Bhavnagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.