IFSC Code of Icici Bank Limited, Jhagadia, Jhagadia, Gujarat — ICIC0003804

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jhagadia branch in Bharuch, Jhagadia, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0003804. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Jhagadia, Bharuch

Here are the main details that are associated with the IFSC Code ICIC0003804 of Icici Bank Limited for its branch located in Bharuch, within the district of Jhagadia in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003804 for the Jhagadia branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jhagadia, Bharuch, Gujarat, are allotted a unique IFSC like ICIC0003804 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bharuch.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Bharuch and Jhagadia.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Jhagadia reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code ICIC0003804

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jhagadia in Bharuch.

For example, the IFSC Code ICIC0003804 of Icici Bank Limited for the Jhagadia branch has these elements, identifying the bank and the branch location in Bharuch and Gujarat correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0003804 of Icici Bank Limited for its Jhagadia branch located in Bharuch, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bharuch and Jhagadia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Jhagadia or Bharuch to get the exact IFSC Code ICIC0003804.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Bharuch that will provide accurate information.

How to Use IFSC Code ICIC0003804 for Online Transfers?

Once you have the IFSC Code ICIC0003804 for the Jhagadia branch of Icici Bank Limited in Bharuch, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0003804. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0003804.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Jhagadia in Bharuch, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jhagadia, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bharuch manage their online transfers and cheque clearances easily.