The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Vikas Souharda Co Operative Bank Ltd branch in Bellary, Hospet, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bellary or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC00VSCBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Vikas Souharda Co Operative Bank Ltd, Bellary
Here are some of the key details that come with the IFSC Code ICIC00VSCBL of Icici Bank Limited for its branch located in Bellary, within the district of Hospet in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00VSCBL |
| Branch | Vikas Souharda Co Operative Bank Ltd |
| City | Bellary |
| District | Hospet |
| State | Karnataka |
| Address | Opp Sriramulu Park, Station Road, Hosept ┬Û 583201 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Bellary for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00VSCBL for the Vikas Souharda Co Operative Bank Ltd branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Vikas Souharda Co Operative Bank Ltd, Bellary, Karnataka, is provided with a unique IFSC like ICIC00VSCBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Bellary.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bellary and Hospet.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Vikas Souharda Co Operative Bank Ltd do not get mixed with another location.
Format of the IFSC Code ICIC00VSCBL
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vikas Souharda Co Operative Bank Ltd in Bellary.
For example, the IFSC Code ICIC00VSCBL of Icici Bank Limited for the Vikas Souharda Co Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Bellary and Karnataka accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC00VSCBL of Icici Bank Limited for its Vikas Souharda Co Operative Bank Ltd branch located in Bellary, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Bellary and Hospet, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Vikas Souharda Co Operative Bank Ltd or Bellary to find the exact IFSC Code ICIC00VSCBL.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bellary will provide accurate information.
How to Use IFSC Code ICIC00VSCBL for Online Transfers?
Once you have the IFSC Code ICIC00VSCBL for the Vikas Souharda Co Operative Bank Ltd branch of Icici Bank Limited in Bellary, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00VSCBL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00VSCBL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Vikas Souharda Co Operative Bank Ltd in Bellary may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Vikas Souharda Co Operative Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bellary manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00VSCBL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp Sriramulu Park, Station Road, Hosept ┬Û 583201 located in Bellary, Hospet, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.