Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Ugar Khurd branch in Belgaum, Ugar Khurd, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0006501. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ugar Khurd, Belgaum

Below in the table are the key details related to IFSC Code ICIC0006501 of Icici Bank Limited for its branch located in Belgaum, within the district of Ugar Khurd in the state of Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006501
Branch Ugar Khurd
City Belgaum
District Ugar Khurd
State Karnataka
Address Icici Bank Ltd., Ugar Khurd,Teh.Athani.591316

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Belgaum for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0006501 for the Ugar Khurd branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ugar Khurd, Belgaum, Karnataka, are allotted a unique IFSC like ICIC0006501 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Belgaum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Belgaum and Ugar Khurd.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Ugar Khurd reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code ICIC0006501

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ugar Khurd in Belgaum.

For example, the IFSC Code ICIC0006501 of Icici Bank Limited for the Ugar Khurd branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0006501 of Icici Bank Limited for its Ugar Khurd branch located in Belgaum, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Belgaum and Ugar Khurd, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Ugar Khurd or Belgaum to get the exact IFSC Code ICIC0006501.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Belgaum, then it will provide you proper information.

How to Use IFSC Code ICIC0006501 for Online Transfers?

If you have the IFSC Code ICIC0006501 for the Ugar Khurd branch of Icici Bank Limited in Belgaum, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0006501. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0006501.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Ugar Khurd in Belgaum, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ugar Khurd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Belgaum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Ugar Khurd Belgaum?

The IFSC Code of the Ugar Khurd Belgaum branch is ICIC0006501.

Is IFSC Code ICIC0006501 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Ugar Khurd branch?

The branch is located at Icici Bank Ltd., Ugar Khurd,Teh.Athani.591316.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.