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IFSC Code of Icici Bank Limited, Jagdalpurii, Jagdalpur, Chhattisgarh — ICIC0004431

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Jagdalpurii branch in Bastar, Jagdalpur, Chhattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Bastar or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0004431. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Jagdalpurii, Bastar

Below in the table are the key details related to IFSC Code ICIC0004431 of Icici Bank Limited for its branch located in Bastar, within the district of Jagdalpur in the state of Chhattisgarh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004431
Branch Jagdalpurii
City Bastar
District Jagdalpur
State Chhattisgarh
Address Icici Bank Ltd., Rammaiya Ward No. 18, Chitrakut Road, Hikanipara, Jagdalpur, Dist. Bastar, Chhattisgarh.494001

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Bastar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004431 for the Jagdalpurii branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jagdalpurii, Bastar, Chhattisgarh, are allotted a unique IFSC like ICIC0004431 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bastar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bastar and Jagdalpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Jagdalpurii reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code ICIC0004431

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jagdalpurii in Bastar.

For example, the IFSC Code ICIC0004431 of Icici Bank Limited for the Jagdalpurii branch includes these elements, identifying the bank and the branch location in Bastar and Chhattisgarh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004431 of Icici Bank Limited for its Jagdalpurii branch located in Bastar, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Bastar and Jagdalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Jagdalpurii or Bastar to get the exact IFSC Code ICIC0004431.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Bastar, then it will provide you proper information.

How to Use IFSC Code ICIC0004431 for Online Transfers?

Once you have the IFSC Code ICIC0004431 for the Jagdalpurii branch of Icici Bank Limited in Bastar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004431. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004431.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Jagdalpurii in Bastar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jagdalpurii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bastar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Jagdalpurii Bastar?

The IFSC Code of the Jagdalpurii Bastar branch is ICIC0004431.

Is IFSC Code ICIC0004431 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Jagdalpurii branch?

The branch is located at Icici Bank Ltd., Rammaiya Ward No. 18, Chitrakut Road, Hikanipara, Jagdalpur, Dist. Bastar, Chhattisgarh.494001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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