For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Barpeta Road, Assam branch in Barpeta, Barpeta Road, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0000838. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Barpeta Road, Assam, Barpeta
Below in the table are the key details related to IFSC Code ICIC0000838 of Icici Bank Limited for its branch located in Barpeta, within the district of Barpeta Road in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000838 |
| Branch | Barpeta Road, Assam |
| City | Barpeta |
| District | Barpeta Road |
| State | Assam |
| Address | Icici Bank Ltd., Swastik Bipani, Kalibari Rd.,Barpeta Rd. Assam.781315 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Barpeta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000838 for the Barpeta Road, Assam branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000838 is given to every bank branch, including Icici Bank Limited located in Barpeta Road, Assam, Barpeta, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Barpeta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Barpeta and Barpeta Road.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Barpeta Road, Assam doesn't end up at another location.
Format of the IFSC Code ICIC0000838
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barpeta Road, Assam in Barpeta.
For example, the IFSC Code ICIC0000838 of Icici Bank Limited for the Barpeta Road, Assam branch includes these elements, identifying the bank and the branch location in Barpeta and Assam correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0000838 of Icici Bank Limited for its Barpeta Road, Assam branch located in Barpeta, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Barpeta and Barpeta Road, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Barpeta Road, Assam or Barpeta to get the exact IFSC Code ICIC0000838.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Barpeta, you'll get the correct details.
How to Use IFSC Code ICIC0000838 for Online Transfers?
Once you have the IFSC Code ICIC0000838 for the Barpeta Road, Assam branch of Icici Bank Limited in Barpeta, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000838. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000838.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Barpeta Road, Assam in Barpeta, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Barpeta Road, Assam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Barpeta to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Barpeta Road, Assam Barpeta branch is ICIC0000838.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Swastik Bipani, Kalibari Rd.,Barpeta Rd. Assam.781315.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.