The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Katwa branch in Barddhaman, Katwa, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0003425. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Katwa, Barddhaman
Here are the key points that are associated with the IFSC Code ICIC0003425 of Icici Bank Limited for its branch located in Barddhaman, within the district of Katwa in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0003425 |
| Branch | Katwa |
| City | Barddhaman |
| District | Katwa |
| State | West Bengal |
| Address | Icici Bank Ltd., Ward No.18, Holding No. 30, Premises No. 221/134D, Station Bazar, District.Purba Bardhaman, P.S.Katwa, West Bengal.713130 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Barddhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0003425 for the Katwa branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Katwa, Barddhaman, West Bengal, is provided a unique IFSC like ICIC0003425 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Barddhaman.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Barddhaman and Katwa.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Katwa do not get misguided to another person.
Format of the IFSC Code ICIC0003425
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katwa in Barddhaman.
For example, the IFSC Code ICIC0003425 of Icici Bank Limited for the Katwa branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0003425 of Icici Bank Limited for its Katwa branch located in Barddhaman, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Barddhaman and Katwa, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Katwa or Barddhaman to get the exact IFSC Code ICIC0003425.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Barddhaman, you'll get the correct details.
How to Use IFSC Code ICIC0003425 for Online Transfers?
Once you have the IFSC Code ICIC0003425 for the Katwa branch of Icici Bank Limited in Barddhaman, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0003425. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003425.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Katwa in Barddhaman, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Katwa, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Barddhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Katwa Barddhaman branch is ICIC0003425.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Ward No.18, Holding No. 30, Premises No. 221/134D, Station Bazar, District.Purba Bardhaman, P.S.Katwa, West Bengal.713130.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.