Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Kalna, West Bengal branch in Barddhaman, Kalna, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0000894. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kalna, West Bengal, Barddhaman

Below in the table are the key details related to IFSC Code ICIC0000894 of Icici Bank Limited for its branch located in Barddhaman, within the district of Kalna in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000894
Branch Kalna, West Bengal
City Barddhaman
District Kalna
State West Bengal
Address Icici Bank Ltd., Stkk Road,Kalinagar Pokalna, Dist Burdwan, West Bengal.713409

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000894 for the Kalna, West Bengal branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kalna, West Bengal, Barddhaman, West Bengal, are given a unique IFSC like ICIC0000894 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Barddhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Barddhaman and Kalna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Kalna, West Bengal goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000894

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalna, West Bengal in Barddhaman.

For example, the IFSC Code ICIC0000894 of Icici Bank Limited for the Kalna, West Bengal branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0000894 of Icici Bank Limited for its Kalna, West Bengal branch located in Barddhaman, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Barddhaman and Kalna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Kalna, West Bengal or Barddhaman to find the exact IFSC Code ICIC0000894.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Barddhaman will provide accurate information.

How to Use IFSC Code ICIC0000894 for Online Transfers?

Once you have the IFSC Code ICIC0000894 for the Kalna, West Bengal branch of Icici Bank Limited in Barddhaman, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000894. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000894.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Kalna, West Bengal in Barddhaman, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kalna, West Bengal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Barddhaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kalna, West Bengal, Barddhaman?

The IFSC Code is ICIC0000894.

Is the IFSC Code ICIC0000894 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kalna, West Bengal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kalna, West Bengal branch?

The address of the branch is Icici Bank Ltd., Stkk Road,Kalinagar Pokalna, Dist Burdwan, West Bengal.713409 located in Barddhaman, Kalna, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.