The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Haidergarh, Uttar Pradesh branch in Bara Banki, Haidergarh, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000972. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Haidergarh, Uttar Pradesh, Bara Banki

Here are the key points that are associated with the IFSC Code ICIC0000972 of Icici Bank Limited for its branch located in Bara Banki, within the district of Haidergarh in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000972
Branch Haidergarh, Uttar Pradesh
City Bara Banki
District Haidergarh
State Uttar Pradesh
Address Icici Bank Ltd., Land Khasara No.602, Old 503/3, Mohalla Matkhela, Lilohara, Lucknowsultanpur Road, Haidergarh.227301

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Bara Banki for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000972 for the Haidergarh, Uttar Pradesh branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Haidergarh, Uttar Pradesh, Bara Banki, Uttar Pradesh, are given a unique IFSC like ICIC0000972 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bara Banki and Haidergarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Haidergarh, Uttar Pradesh goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000972

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haidergarh, Uttar Pradesh in Bara Banki.

For example, the IFSC Code ICIC0000972 of Icici Bank Limited for the Haidergarh, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000972 of Icici Bank Limited for its Haidergarh, Uttar Pradesh branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bara Banki and Haidergarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Haidergarh, Uttar Pradesh or Bara Banki to get the exact IFSC Code ICIC0000972.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bara Banki, you'll get the correct details.

How to Use IFSC Code ICIC0000972 for Online Transfers?

Once you have the IFSC Code ICIC0000972 for the Haidergarh, Uttar Pradesh branch of Icici Bank Limited in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000972. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000972.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Haidergarh, Uttar Pradesh in Bara Banki may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Haidergarh, Uttar Pradesh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Haidergarh, Uttar Pradesh, Bara Banki?

The IFSC Code is ICIC0000972.

Is the IFSC Code ICIC0000972 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Haidergarh, Uttar Pradesh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Haidergarh, Uttar Pradesh branch?

The address of the branch is Icici Bank Ltd., Land Khasara No.602, Old 503/3, Mohalla Matkhela, Lilohara, Lucknowsultanpur Road, Haidergarh.227301 located in Bara Banki, Haidergarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.