For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Bagidora branch in Banswara, Bagidera, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Banswara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0004881. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Bagidora, Banswara

Here are some of the key details that come with the IFSC Code ICIC0004881 of Icici Bank Limited for its branch located in Banswara, within the district of Bagidera in the state of Rajasthan.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004881
Branch Bagidora
City Banswara
District Bagidera
State Rajasthan
Address Icici Bank Ltd Khasara No 1228 Opposite New Bus Stand Bagidora District Banswara Rajasthan 327601

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Banswara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004881 for the Bagidora branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Bagidora, Banswara, Rajasthan, are allotted a unique IFSC like ICIC0004881 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Banswara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Banswara and Bagidera.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Bagidora reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code ICIC0004881

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bagidora in Banswara.

For example, the IFSC Code ICIC0004881 of Icici Bank Limited for the Bagidora branch includes these elements, identifying the bank and the branch location in Banswara and Rajasthan accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004881 of Icici Bank Limited for its Bagidora branch located in Banswara, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Banswara and Bagidera, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Bagidora or Banswara to get the exact IFSC Code ICIC0004881.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Banswara, then it will provide you proper information.

How to Use IFSC Code ICIC0004881 for Online Transfers?

Once you have the IFSC Code ICIC0004881 for the Bagidora branch of Icici Bank Limited in Banswara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004881. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004881.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Bagidora in Banswara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bagidora, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Banswara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bagidora, Banswara?

The IFSC Code is ICIC0004881.

Is the IFSC Code ICIC0004881 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bagidora?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bagidora branch?

The address of the branch is Icici Bank Ltd Khasara No 1228 Opposite New Bus Stand Bagidora District Banswara Rajasthan 327601 located in Banswara, Bagidera, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.