The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bangalorer T Nagar branch in Bangalore Urban, Bangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0000204. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Bangalorer T Nagar, Bangalore Urban

The table below shows the main details of the IFSC Code ICIC0000204 for the Icici Bank Limited branch in Bangalore Urban, which falls under the Bangalore district in Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000204
Branch Bangalorer T Nagar
City Bangalore Urban
District Bangalore
State Karnataka
Address Icici Bank Ltd., 5, P T Colony, R.T Nagar Main Road, Bangalore.560032

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Bangalore Urban for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000204 for the Bangalorer T Nagar branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bangalorer T Nagar, Bangalore Urban, Karnataka, is provided a unique IFSC like ICIC0000204 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Bangalore Urban.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bangalore Urban and Bangalore.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Bangalorer T Nagar do not get misguided to another person.

Format of the IFSC Code ICIC0000204

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bangalorer T Nagar in Bangalore Urban.

For example, the IFSC Code ICIC0000204 of Icici Bank Limited for the Bangalorer T Nagar branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000204 of Icici Bank Limited for its Bangalorer T Nagar branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bangalore Urban and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Bangalorer T Nagar or Bangalore Urban to get the exact IFSC Code ICIC0000204.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Bangalore Urban that will provide accurate information.

How to Use IFSC Code ICIC0000204 for Online Transfers?

Once you have the IFSC Code ICIC0000204 for the Bangalorer T Nagar branch of Icici Bank Limited in Bangalore Urban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000204. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000204.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Bangalorer T Nagar in Bangalore Urban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bangalorer T Nagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bangalorer T Nagar, Bangalore Urban?

The IFSC Code is ICIC0000204.

Is the IFSC Code ICIC0000204 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bangalorer T Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bangalorer T Nagar branch?

The address of the branch is Icici Bank Ltd., 5, P T Colony, R.T Nagar Main Road, Bangalore.560032 located in Bangalore Urban, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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